Are we being served?


I am going to start this with a link to an article in the Washington Post about how robo callers outsmart the Government.

We have a comcast phone number, which does not connect due to my putting in a better cable modem that did not deal with phone lines, but before I pretty much dismantle our phones we used to get all kinds of scams from the famous lady calling about our credit card account, which they knew nothing about to people trying to set us up with free cruises.  This we discovered the NoMoRobo, for which you can sign up here, and we did.  I won’t go into the whole thing about how it works other than do say that you set you phone up so that when your phone rings the NoMoRobo system picks it up and checks the caller ID against it’s server list, and if it detects a problem, such as spammers or malicious caller number, it just hangs up…

The system worked for us,, and the number of calls we got fell to nearly zilch, though as far as I know none of our legitimate calls got turned down.

So what is the problem?  Do the people who pass these law not pay attention to what they are doing?  Did they pass these laws with their loop holes in order to show us how much they care, all the while not really limiting the callers in any meaningful way?

Thanks,

That Joe Guy.

 

Toxic Growth?


In Southwest Florida the challenge seems to be in limiting the growth to what can be sustained by infrastructure.  More and more we hear about large developments being planned  but, where are the plans to expand the water supplies, the road networks, the school system or even jobs for the newcomers?

We have to trust that out elected representative will be there to control this growth, and keep it at a manageable level.

Then there is, as the real-estate people say, location, location, location, which of course means where they build.  In the area near where I live the question has come up about Toxic materials in the ground that were left over from landfills.  This is the in area of the old Foxfire Golf course, where Medallion Homes will be building the Waverley subdivision.

Medallion Homes is owned by Carlos Beruff, who is running for the Senate, and who was appointed to the SouthWest Water Management District by, I believe Charlie Crist, and then, some time later, resigned from that with his last official act being to OK the plans by one of his fellow developers, even though, as reports say, various boards recommended against it.

He has also had problems with Chinese Drywall which was put into a large portion of the homes he build…  The Rip Off Report has this to say.  When the question came up about remediation he said the cost would break the company, and refused to do it..  The Sarasota Herald Tribune has this to say.

To further muddy the waters the area they are building on, at the future Waverley site has a number of unlined landfills, which the county would rather not test, even though there have been indication that toxic chemicals, may be able to spread in the water table..

If you are curious about this, and want to know just what the fuss is all about, then you should go to the Foxfire West site and see what they have to say.  From where I am sitting it looks to me that the developers are winning and the people getting sick, both of it and from it.

Now I have singled out Carlos Beruff but, I am sure he is not the only one who gets away with pulling tricks.  Like developers who lay waste to wetlands but to stick more houses into an area.

Thank,

That Joe Guy.

 

Look for guy wearing the Mask..


The next time you go into your bank, look for the guy wearing the mask….

If you have been paying attention to recent news reports about Bank of America, Wells-Fargo, or the others, you get the feeling that when they are issued their Bank certificate they are also given a licence to steal..  and can violate laws at will.

From the Bloomburg View is a nice article about Bank of America, and their tricks.

A good deal of my information comes from the Sarasota Herald-Tribune and, my favorite columnist, Tom Lyons who can usually be counted on to come up with an interesting point.

Over the years, since the financial meltdown, we have hear about bank official who did not bother to verify that potential borrowers could actually afford to repay loans, how the banks sold these loans, to other financial institutions, in bundles.

We know about the effect this had when these loans were proved valueless, and how the collapse spread to other funds that counted on these bundles.

Then we heard about robo-signers who signed off on paperwork they could never have spent the time to verify, in spite of the fact that they had signed a paper saying that was just what they had done.

There were reports, in the various papers, about how lenders, trying to foreclose on properties, had submitted false documentation to the courts, and how instead of dismissing the suite “with prejudice” they allowed the leaders to refill, hopefully with correct document.

In the case where the government has levied fines it has actually be reported that the banks were able to write them off as “expense of doing business”.   Do the banking regulators and the IRS think that violation of the law is “doing business”?

There was even a recent story, I will have to try to find it again, about how some of the banks have foreclosed on something like 700  families of servicemen who were stationed overseas in combat zones.  This is also a violation of FEDERAL LAWS.  If this is true why have the FEDs not stepped in to help the families?

All of this give the banks the idea, if not the reality, that they can do whatever they want.

Thanks

That Joe Guy

A Nation of Laws.


Logo for the United States National Do Not Cal...
Logo for the United States National Do Not Call Registry. (Photo credit: Wikipedia)

I am sure you have heard this term before..

The question is : just what does it mean..  Sure we have laws that govern almost everything we do.  There are laws that cover how we interact with each other, how we drive, and even laws that govern what businesses can do in pursuit of profit..

So, why do we have laws?  Simple.  In order to have a stable society there must be rules to govern conduct…  We have laws against murder, theft, certain types of lies, though that does not seem to cover politicians, and how we drive….

It seems that anytime there is some kind of even some politician will try to pass a law against it…  Just to give you an example..  I was listening to the radio the other day and the announcer was talking about some Florida State representative who wanted to put forth a bill that if you are diving in the left lane of the road and going more than, say 5 MPH under the speed limit you could get fined…  I ask  you this : where has he been?  There is already a Florida Statute that says if you are the slow traffic, not matter what your speed, and you are still holding up traffic you must get into the right lane…  It is called the “Anti-Road Rage Act”, or something similar..  So can we say “redundant”?

Now that I may, or may not, have your interest.  Just what is todays rant about?

Well, today is about the “Do Not Call Registry”…  There is the Federal DNC Registry and most states have one..  So what does it do?  Theoretically it tells telemarketers that you DO NOT want to hear from there…  The reality is that the law has a number of loopholes it it…  Charity groups, political groups, and surveys can still annoy you.  Of course they might consider that if you put yourself on a Do Not Call list you might not have anything to do with people rude enough to still call….  This is similar to putting up a “NO TRESPASS”  sign on your front yard, and the salesman can’t understand why you chase him off, after all he has a solicitation license.

If everyone obeyed the law we would have a bunch of empty jail around the country.  So for the most part we have people who are responsible for enforcing these laws.  For the National Do Not Call list the responsible party is the Federal Trade Commission…  I suppose they do something along those lines but, just what I do not know…

If you get a lot of, or just some, robo calls you can go to the web page whocalled.us and find out, maybe, who the phone number belongs to..

Today I got a call, on my pre-pay cell phone, from a number 484-589-5591 saying that if I had used Yaz, or Yazim, or something like it, that I might be part of a class action lawsuit..  From going to the whocalled.us website I found that the number probably belongs to something called the R2J2 Company.

If I want to have dealing with anyone, especially if it is going to cost me money, I will call them.  I don’t want some moron calling me so I can tell them that I am on the Do Not Call list, and even if I had a use for them I would not deal with them for that reason alone..

At one time I asked around to see if there was a way to forward these annoying calls to a 976 number so that they would get stuck with the charge but, so far I have not been able to find a way to do it…

The politicians won’t help..  These people are probably donors to their campaigns…

Maybe we could all call this number and let them know we don’t want to hear from therm..

Thanks,

That Joe Guy.

 

Dear Readers


For those of you who actually read my articles:  I thank you very much…

I love hearing from people who give  me the idea that they have REALLY read my material.

On the other hand, there are those who write generic praise which, most likely, is a result of cut and paste and could refer to anything…   I particularly liked the one that put a comment on my “About Me” page that said something along the lines of “this is a great idea, I never would have thought about it like that”.

While I look forward to your comments: if the comment does not indicate you have read the articles then I will DELETE it…